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Stand up against predatory loans

It’s a financial practice so predatory that experts have likened its perpetrators to “bears on a trout stream” — and we have a chance to end it for good.

High-cost lenders, offering predatory loans often with triple-digit interest rates, set up shop wherever they feel they can lure customers into the debt trap that these loans create. Appallingly, they often specifically target veterans — who don’t currently have the same legal protections against these loans as active duty service members do.

Nothing about this practice is right or fair — and a bipartisan group of federal lawmakers

Keeping foreign funds from influencing our elections

It’s illegal for a candidate for office to accept foreign campaign contributions. But that rule doesn’t apply to campaigns to pass ballot initiatives, even though they’re also a crucial part of our democratic process.

We have a chance to change that. A new bipartisan federal bill would ensure that ballot questions are given the same protections against foreign influence as candidate elections.

Send an urgent message today telling your U.S. House representative to support the Stop Foreign Funds in Elections Act.

When we step into the voting booth, we’re given the opportunity to not

Airlines still owe customers billions for canceled flights

As people get ready to travel for the holidays, now seems like a good time to remember that airlines have yet to refund $10 billion of customers' money from flights canceled due to COVID-19.

Instead of handing out refunds, airlines offered travel credit -- letting them pocket billions of dollars of customers' cash. People deserve their money back.

Tell the U.S. Department of Transportation (DOT) to help get people their money back -- and to keep airlines from deceptively steering consumers toward ticket vouchers when they have a right to a full refund.

We’re coming up on two years

Standing up to predatory loans

These loans are easy to get -- and they're likely to trap you in debt.

Right now, high-cost payday lenders are allowed to give loans with triple-digit interest rates to people with low but steady incomes -- including veterans. Thanks to this practice, lenders can demand sums of up to three times the amount of the original loan.

This isn't right and shouldn't be allowed -- tell your U.S. senators today to pass the Veterans and Consumers Fair Credit Act (VCFCA).

You’ll find them outside military bases, in low-income neighborhoods -- wherever you find people earning small but steady

Protecting Americans from unfair surprise medical bills

One in 5 Americans who visit an emergency room or have surgery get stuck with a surprise medical bill -- even if they made sure to go to a hospital in their insurance network.

These surprise bills can amount to hundreds or even thousands of dollars. But you shouldn’t have to shoulder unfair costs just because a service you needed at an in-network hospital was given by an out-of-network provider.

The federal No Surprises Act, which will go into effect on Jan. 1, 2022, is consumers’ best defense against surprise medical billing -- but it’s up to the Department of Health And Human Services

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